Cost of Living in Derby, United Kingdom

The United Kingdom is ideal place for living for many people who dream about coming here.

The range of experiences on offer makes this country a hugely popular destination.

However, it is known that this is a very expensive country, and choosing a less expensive city for a permanent move would be a wise decision.

That is why Derby can be on your list of possible affordable cities to settle in the United Kingdom.



Derby is a great affordable place to live and this affordability includes restaurant prices among other expenses.

A decent meal can be found at the price of $13, and the alcohol is not as expensive as in London.

You can always choose more posh restaurants if your budget allows you that.



It should not come as surprise to learn that food is the most expensive thing in Derby.

Actually, it will take you the most of monthly salary and wise shopping is essential if you want to put some money aside.

Savvy people would follow the shopping habits of citizens who know the least expensive stores.



Traveling by car can be often fairly slow, which on one hand will cause you lose your time and money and on the other, will make public transportation a smart choice.

The public transportation network here is extensive, and the tickets prices are affordable, especially if you take a monthly pass.



Even though Derby is recognized for being one of the most affordable places to live in the United Kingdom, the utilities prices are not as much affordable as you might expect.

They are rather the same as in many other major cities here, around $200 per month.

Sports and leisure


While basic expenses, like rent and food, take pretty much money, there is not much left for non-essential activities in your leisure time.

However, on one hand, there are people who would rather spend money in restaurants and on the other, who prefer sports and entertainment.

Clothing and shoes


While there are some great inexpensive things here, there are some pricey ones, too.

This refers to designer clothing which is almost as expensive as in the capital city.

Those who earn the average salary would be able to afford it, while people with the minimum wages would rather consider buying low-cost one.

Rent per month


When it comes to housing prices, you can compare Derby to the cheapest and most expensive places around the United Kingdom and find that it is definitely among the most affordable ones.

A three-bedroom apartment in the city center for less than $1000 is impossible to find in the majority of the United Kingdom’s cities.

Cost of Living Averages Table for Derby

Average Restaurant Prices
Meal (Inexpensive Restaurant) $13.55
Domestic Beer (0.5 Liter) $3.87
Water (0.33 Liter) $1.02
Average Market Prices
Milk (1 Liter) $1.14
Loaf Bread (500g) $1.24
Eggs (12) $2.19
Average Transport Prices
One Way Ticket $2.84
Monthly Pass $70.97
Gasoline $1.59
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling) $194.25
1 min. of Prepaid Mobile Tariff Local $0.15
Internet (Unlimited Data, Cable/ADSL) $36.56
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult $38.94
Tennis Court Rent (1 Hour) $20
Cinema, 1 Seat, International Release $12.90
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable) $72.58
1 Summer Dress in a Chain Store (Zara, etc...) $30.11
1 Pair of Adidas Walking Shoes (Mid-Range) $69.39
Average Rent Prices
Apartment (1 bedroom) in City Center $638
Apartment (1 bedroom) Outside of Center $522.59
Apartment (3 bedrooms) in City Center $967.76

How Does the Average Person Spend Their Money in Derby?

By taking a look at the possible spendings in Derby, you might find out what your costs would be once coming there.

This data is based on how much money an average Derby citizen spends on each category and it might differ from person to person.

However, this would help you determine the amount you would need to earn to pay a rent and utilities, buy food and commute to work.

All the other expenses are not essential for a living and can be avoided in case the budget cannot cover them.

Utilities (Monthly)
Sports & Leisure
Clothing & Shoes
Rent Per Month

Derby: Average Salary, Minimum Wage & Mortgages

Average Salary$2741.99
Minimum Wage$1659.2
Mortgage Interest Rate3.60%

Cost of Living by City in United Kingdom

*Click the name of the city for more information.

City Cost of Living Index
Aberdeen 73.02
Bath 74.48
Belfast 62.42
Birmingham 64.46
Brighton 69.54
Bristol 69.58
Cambridge 72.6
Cardiff 62.12
Coventry 66.31
Derby 64.7
Edinburgh 70.73
Exeter 66.56
Glasgow 66.5
Leeds 68.26
Leicester 65.59
Liverpool 62
London 81.31
Manchester 69.86
Milton Keynes 78.5
Newcastle upon Tyne 62.76
Norwich 64.95
Nottingham 67.05
Oxford 72.6
Peterborough 41.93
Plymouth 70.02
Portsmouth 71.04
Reading 76.73
Sheffield 62.64
Southampton 63.73
Swindon 69.92
York 69.33

Leave a Comment